
Is It Time for a Financial Pivot?
Is It Time for a Financial Pivot?
Written by: Keesha Starr
When it comes to business growth, few areas are as decisive as financial health. Money fuels strategy, sustains operations, and ultimately determines whether a business can thrive. But finances are rarely static, they require regular evaluations, adjustments, and sometimes, a complete financial pivot. The problem begins when we have a “set it and forget it” approach to profit goals.
“The devil’s in the details.”
When have you started towards a goal that seemed to be profitable, only to discover that things weren’t going to turn out as planned? What did you do? Did you push forward, change direction or just stop the plan altogether.
The central question we have to ask: Is your current growth path driving profitability, or is it time to pivot your financial strategy?
A Financial Check-Up
Take a moment to rate how these scenarios are influencing your business finances (1 = negative, 5 = positive):
- Progress on financial goals: Are your savings increasing, or is debt still holding you back?
- Life changes: Have personal or professional events impacted your financial stability?
- Momentum: Do you feel stuck without new opportunities for financial growth?
- Alignment with values: Are your financial obligations aligned with your long-term priorities?
- Income and expenses: Is your income sustainable, or are rising costs reducing your profitability?
- Market shifts: Have supply chain or industry changes affected your financial results?
What is your score? Close to 30 points, 20 points or below 10… No matter where you landed, now you have a place to start.
Re-Thinking the Results
Once you’ve scored yourself, revisit the core question:
Is your growth leading to stronger financial performance, or do you need to pivot your business strategy?
To get a little more clarity, start with your own P&L. Take your first-quarter numbers and multiply them by four. This projection gives you a clear view of your year-end financial outlook. Do these results align with your long-term financial goals? If not, a pivot in financial planning may be necessary.
Key Metrics to Track for Profitability
Tracking business performance isn’t just about total sales. Sustainable financial growth often comes from leading indicators. Consider monitoring:
- Number of leads generated
- Follow-ups and closed deals
- Client acquisition vs. client loss
- Market competition and positioning
- Production or service delivery efficiency
- Customer feedback and reviews
Each of these metrics provides insight into your profitability and potential need for a financial pivot.
Lessons and Adjustments
Ask yourself:
- What did you learn from your latest financial results?
- Are you paying yourself first, both in your business and household finances?
- Where should you adjust spending vs. investment?
- Are your current financial habits aligned with long-term business growth?
The Pivot: Next Steps for Financial Success
The heart of every successful financial pivot lies in asking: What comes next?
- What new revenue streams or categories could strengthen your profitability?
- What tools, technology, or financial resources could help?
- What skills need to be improved to support financial resilience?
- Who in your network can provide guidance or accountability?
Final Thoughts
A financial pivot isn’t a setback, it’s a strategic move toward resilience. The most successful businesses know when to stay the course and when to adapt. By staying attentive to the details, aligning your financial strategy with your values, and embracing innovation, you can build a stronger foundation for business growth and profitability.
Is It Time for a Financial Pivot?
Written by: Keesha Star
When it comes to business growth, few areas are as decisive as financial health. Money fuels strategy, sustains operations, and ultimately determines whether a business can thrive. But finances are rarely static, they require regular evaluations, adjustments, and sometimes, a complete financial pivot. The problem begins when we have a “set it and forget it” approach to profit goals.
“The devil’s in the details.”
When have you started towards a goal that seemed to be profitable, only to discover that things weren’t going to turn out as planned? What did you do? Did you push forward, change direction or just stop the plan altogether.
The central question we have to ask: Is your current growth path driving profitability, or is it time to pivot your financial strategy?
A Financial Check-Up
Take a moment to rate how these scenarios are influencing your business finances (1 = negative, 5 = positive):
- Progress on financial goals: Are your savings increasing, or is debt still holding you back?
- Life changes: Have personal or professional events impacted your financial stability?
- Momentum: Do you feel stuck without new opportunities for financial growth?
- Alignment with values: Are your financial obligations aligned with your long-term priorities?
- Income and expenses: Is your income sustainable, or are rising costs reducing your profitability?
- Market shifts: Have supply chain or industry changes affected your financial results?
What is your score? Close to 30 points, 20 points or below 10… No matter where you landed, now you have a place to start.
Re-Thinking the Results
Once you’ve scored yourself, revisit the core question:
Is your growth leading to stronger financial performance, or do you need to pivot your business strategy?
To get a little more clarity, start with your own P&L. Take your first-quarter numbers and multiply them by four. This projection gives you a clear view of your year-end financial outlook. Do these results align with your long-term financial goals? If not, a pivot in financial planning may be necessary.
Key Metrics to Track for Profitability
Tracking business performance isn’t just about total sales. Sustainable financial growth often comes from leading indicators. Consider monitoring:
- Number of leads generated
- Follow-ups and closed deals
- Client acquisition vs. client loss
- Market competition and positioning
- Production or service delivery efficiency
- Customer feedback and reviews
Each of these metrics provides insight into your profitability and potential need for a financial pivot.
Lessons and Adjustments
Ask yourself:
- What did you learn from your latest financial results?
- Are you paying yourself first, both in your business and household finances?
- Where should you adjust spending vs. investment?
- Are your current financial habits aligned with long-term business growth?
The Pivot: Next Steps for Financial Success
The heart of every successful financial pivot lies in asking: What comes next?
- What new revenue streams or categories could strengthen your profitability?
- What tools, technology, or financial resources could help?
- What skills need to be improved to support financial resilience?
- Who in your network can provide guidance or accountability?
Final Thoughts
A financial pivot isn’t a setback, it’s a strategic move toward resilience. The most successful businesses know when to stay the course and when to adapt. By staying attentive to the details, aligning your financial strategy with your values, and embracing innovation, you can build a stronger foundation for business growth and profitability.

Which One Is Better – Virtual or In-Person Work?
Which One Is Better – Virtual or In-Person Work?
Written by: Keesha Starr
The last few years have completely reshaped the way we think about work. Once upon a time, remote work was a rare perk. Today, it’s become a fundamental part of how organizations operate across industries.
But the big question remains: is virtual work better than in-person work? Or is the answer hiding somewhere in the middle?
The Rise of Remote and Hybrid Work
Before the pandemic, only around 5–7% of employees worked remotely. Now, that number has skyrocketed to 20–30%depending on the industry. Hybrid work has also grown dramatically from about 43% pre-pandemic to nearly 74% of companies now using a hybrid model.
Perhaps most telling of all, 83% of employees say they prefer hybrid work. Even if your role is not remote, chances are you are collaborating with people who are. Communicating effectively with remote colleagues has become a critical skill for every professional.
The Challenges of Virtual vs. In-Person Work
Like anything in business, both approaches have trade-offs. Let’s start with the cons:
Virtual Work Cons
- Isolation and lack of social connection
- Blurred boundaries (harder to disconnect from work)
- Communication breakdowns over email or chat
- Distractions at home
- Limited access to in-office resources
In-Person Work Cons
- Less flexibility in your day
- Long commutes draining time and energy
- Higher costs for employees and companies
- Reduced work-life balance
- Office noise and interruptions
What’s More Important to You?
- Which con do you struggle with the most: isolation, distractions, or commuting?
- Which pro do you value most: flexibility, collaboration, or balance?
- Which environment truly helps you do your best work?
There’s no universal answer. It depends on your role, your industry, and even your personality.
Can We Leverage Both?
Perhaps the real solution isn’t choosing between virtual or in-person work, but combining the best of both worlds. Hybrid work, when done right, provides:
- The flexibility of remote work
- The collaboration of in-person work
- A balance that supports both productivity and well-being
This requires more than policies, it demands new skills. As management expert Peter Drucker once said, “The most important thing about communication is hearing what isn’t said.”
In-person, we’ve spent years learning to read body language and subtle cues. Online, it’s different. As author Erica Dhawan explains in Digital Body Language: “Reading carefully is the new listening. Writing clearly is the new empathy, and a phone or video call is worth a thousand emails.
Key Questions to Consider
When does virtual work empower your team, and when does it create barriers? Is the remote work option creating more efficiency or more challenges?
Once you determine the virtual option to be viable, then how do you establish and maintain connection with the team? What rhythms and culture have you put into place to support it? Alternatively, how can you maintain efficiency if you are mostly in-person? What structure have you established to ensure that everyone is able to maintain the level of productivity needed?
Virtual work offers flexibility, autonomy, and global reach. In-person work delivers collaboration, community, and clearer boundaries. Neither is perfect, but both have undeniable strengths. Whatever you choose, make sure that it is based on your team and your business needs, not just adopting a model because it worked for someone else.
The future of work is not about choosing one or the other. It’s about learning to embrace the best of each and equipping ourselves with the communication skills, awareness, and adaptability to thrive in both environments.
Which One Is Better – Virtual or In-Person Work?
Written by: Keesha Star
The last few years have completely reshaped the way we think about work. Once upon a time, remote work was a rare perk. Today, it’s become a fundamental part of how organizations operate across industries.
But the big question remains: is virtual work better than in-person work? Or is the answer hiding somewhere in the middle?
The Rise of Remote and Hybrid Work
Before the pandemic, only around 5–7% of employees worked remotely. Now, that number has skyrocketed to 20–30%depending on the industry. Hybrid work has also grown dramatically from about 43% pre-pandemic to nearly 74% of companies now using a hybrid model.
Perhaps most telling of all, 83% of employees say they prefer hybrid work. Even if your role is not remote, chances are you are collaborating with people who are. Communicating effectively with remote colleagues has become a critical skill for every professional.
The Challenges of Virtual vs. In-Person Work
Like anything in business, both approaches have trade-offs. Let’s start with the cons:
Virtual Work Cons
- Isolation and lack of social connection
- Blurred boundaries (harder to disconnect from work)
- Communication breakdowns over email or chat
- Distractions at home
- Limited access to in-office resources
In-Person Work Cons
- Less flexibility in your day
- Long commutes draining time and energy
- Higher costs for employees and companies
- Reduced work-life balance
- Office noise and interruptions
What’s More Important to You?
- Which con do you struggle with the most: isolation, distractions, or commuting?
- Which pro do you value most: flexibility, collaboration, or balance?
- Which environment truly helps you do your best work?
There’s no universal answer. It depends on your role, your industry, and even your personality.
Can We Leverage Both?
Perhaps the real solution isn’t choosing between virtual or in-person work, but combining the best of both worlds. Hybrid work, when done right, provides:
- The flexibility of remote work
- The collaboration of in-person work
- A balance that supports both productivity and well-being
This requires more than policies, it demands new skills. As management expert Peter Drucker once said, “The most important thing about communication is hearing what isn’t said.”
In-person, we’ve spent years learning to read body language and subtle cues. Online, it’s different. As author Erica Dhawan explains in Digital Body Language: “Reading carefully is the new listening. Writing clearly is the new empathy, and a phone or video call is worth a thousand emails.
Key Questions to Consider
When does virtual work empower your team, and when does it create barriers? Is the remote work option creating more efficiency or more challenges?
Once you determine the virtual option to be viable, then how do you establish and maintain connection with the team? What rhythms and culture have you put into place to support it? Alternatively, how can you maintain efficiency if you are mostly in-person? What structure have you established to ensure that everyone is able to maintain the level of productivity needed?
Virtual work offers flexibility, autonomy, and global reach. In-person work delivers collaboration, community, and clearer boundaries. Neither is perfect, but both have undeniable strengths. Whatever you choose, make sure that it is based on your team and your business needs, not just adopting a model because it worked for someone else.
The future of work is not about choosing one or the other. It’s about learning to embrace the best of each and equipping ourselves with the communication skills, awareness, and adaptability to thrive in both environments.
